MARENGO COUNTY SCHOOL DISTRICT
VOLUNTARY LIFE & AD&D
What is Voluntary Life and Accidental Death & Dismemberment Insurance (AD&D)?
A financial protection plan which provides a cash benefit to the beneficiary upon death of the insured. Proceeds can be used to replace lost potential income during working years and help ensure your family’s financial goals will be met; goals like paying off a mortgage, keeping a business running, and paying for college. AD&D coverage is included as part of life insurance benefits and will pay out a lump-sum death benefit if the insured dies accidentally or passes away later as the direct result of the accident. The dismemberment benefit provides an additional lump sum payment if an insured becomes dismembered in an accident.
Plan Rules:
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Eligibility: Eligible full-time employees working 20 or more hours per week, spouse & children* (up to age 26)
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Coverage through OneAmerica
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Employee must elect coverage in order to cover spouse and/or children
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If electing for the first time outside of the initial open enrollment period, health questions will be required
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It is important to review your beneficiaries every year!
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*Child marital status impacts benefit eligibility
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Contact Campus Benefits for assistance with claims.
Email: mybenefits@campusbenefits.com
Call 1-866-433-7661, option 5
